Unleash your homeownership dreams with Mushu Capital

The mortgage process can be overwhelming and stressful. That’s why we’re here to help.

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FAQ

How to qualify for a private mortgage?

To qualify for a private mortgage, you will typically need to have a down payment of at least 20% of the purchase price, and have a good credit score. Lenders will also consider your income, employment history, and other financial factors. Some private lenders may also require additional documentation such as proof of income, property appraisal and title insurance.

Can I get a Private Mortgage if I am self-employed?

Yes, it is possible to get a private mortgage if you are self-employed. Some lenders may require additional documentation such as tax returns or financial statements to verify your income. It may be more difficult to qualify for a private mortgage if you are self-employed, but many private lenders are willing to work with self-employed borrowers.

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Private Mortgage with a 500 credit score?

A credit score of 500 may make it more difficult to qualify for a Private Mortgage private mortgage but it’s possible!

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Private mortgage after a bankruptcy?

It may be more difficult to qualify for a private mortgage after a bankruptcy but it is still possible.

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Learn about Closing Costs

Closing costs for a private mortgage can include appraisal fees, legal fees, title insurance, and other miscellaneous fees. Learn More.

What is the difference between a Private 1st and 2nd Mortgage?